Sunday, 23 February 2020

Six tips to reduce the lease costs

Leased cars are usually a major expense for an average organization. But is it possible to save on these expenses? Yes, that's possible. 10% savings is easy to achieve. But how? Athlon is happy to tell you with six tips.

Tip 1: Take a critical look at the car scheme
A tight car regulation is the basis for a successful car policy and saves costs and time. But what is a good car scheme? It starts with clear and simple rules. And do you have insight into the number of kilometers for commuting? It is important to estimate this in advance and also plays a part in the choice of fuel.

Tip 2: Consider central purchasing
With a central purchasing method, the lease company chooses the dealer where the new car will be purchased. This provides clarity to the employees, because they know where they stand.

Tip 3: Athlon e-Driver
Athlon e-Driver is an online platform for behavioral change. Athlon's mobility program is aimed at reducing damage costs, fuel costs and CO2 emissions. Athlon e-Driver offers tools for optimizing policy and safety culture, a training and information platform and provides insight by monitoring and securing results.

Tip 4: Outsourcing administrative activities
By leaving the administrative matters regarding the lease cars to the lease company, you allow the contact between the lease driver and the company to take place immediately. This saves a lot of time for you as an organization. Matters such as maintenance, repairs and reports are now handled directly.

Tip 5: Use the Service Track application
The Service Track application is an online guide with selected garages that offer one or more extra services. This includes a free pick-up and delivery service, an appointment within five working days or an interim check without an appointment. This application works simply on the basis of license plate, zip code and city. This saves you costs on renting replaced transport or picking up and bringing employees to and from the garage.

Tip 6: Facilitate drivers who do not drive privately (less than five hundred kilometers)
Does a lease car driver drive less than five hundred kilometers privately with the Lease Cars Nz, so that additional tax is avoided? This group of lease drivers use less fuel. They also reach the maximum mileage later, so that the time to replace the lease car is postponed. As an organization, they can offer an appropriate mobility solution for private use, so that you stimulate business (economical) lease behavior.

Lowering lease costs for an organization can be achieved with a few adjustments. If you still want advice, Athlon as a leasing company is a suitable partner for all mobility issues.

Saturday, 1 February 2020

Avoid Car Loan – Lease the Car

In one of my blog, I explained the difference between Productive Asset and Non Productive Asset & I suggested, not to invest in Non Productive Assets…There is one more class of Asset & it’s called Depreciating Assets. Your 4 wheeler i.e. Car falls in this category. The assets in this category neither appreciate nor give any regular returns or helps in savings. The investment in this asset class depreciates over a period of time. On top of it, if u buy any such asset by availing loan then it’s a huge Financial Loss/burden. Always avoid Car Loan and Car should be purchased from own fund sources. Reference

In western countries there is a concept of Car Leasing; it was recently launched in India by Mercedes Benz & also offered by many small time operators in Metro cities…Under this scheme, you don’t buy a car from manufacturer or Lease agency but you lease car for fixed duration e.g. 7 years & pay fixed monthly rent to company for leasing the car…In a nutshell, you are not the owner of car but only hiring the same…Now you must be wondering, how it helps company, Answer is simple company claim/book depreciation @ 15% p.a. in its book so virtually in approx 7 years, company claim full upfront cost as depreciation, simultaneously it earned X Rs rent per month & after 7 years company will sell the car for Y amount therefore rent received per month and amount received after sale are returns/profit on investment. This concept is  currently in nascent stage in India but will definitely be a big hit in future.

Now how customer will benefit from leasing, to understand this lets take 2 scenarios

Scenario A: You bought mid-range car for 5 Lac Rs @ 13% p.a. interest for 4 years & you intend to sell the same after 4 years (90% of cars are being sold after 4 years of use). You need to pay approx EMI of Rs 13500 per month

Scenario B: You leased mid-range car of 5 Lac Rs @ 4k rent per month for 4 years

In Scenario A, for 4 years you will pay EMI and total outflow will be 6.42 Lacs (Principal: 5 Lac & Interest: 1.42 Lac). Now at the time of Sale, you can expect approx 2.5 Lac as Sale value after 4 years depending on city & car condition..Therefore for 4 years, you spent or rather say lost 3.92 Lacs i.e. whooping approx 1 lac per year. If you buy car from your own funds then u can reduce this loss by 1.42 Lac i.e. interest you paid on loan amount. Loss of 3.92 Lac amounts to Rs 8166 per month. In other terms it’s a financial loss per month.

Therefore Car Lease NZ is anytime better option compared to purchasing Car on Loan..If u buy Car from own funds then also Car Leasing is much more profitable scenario for you becoz instead of spending 5 lac upfront, u will pay on monthly basis & you can earn some returns on diminishing 5 Lacs (after adjusting monthly rent), which u would have paid upfront if u would have bought your own car.

The Loan should always be availed for building productive assets rather investing in Non Productive (Gold) or Depreciating Assets (Car)…Although, the mindset in India is to OWN but lets not be emotional while making such decisions rather we should be practical in our approach & save Xtra from where ever its possible.
Get more details: 

Sunday, 29 December 2019

10 Money-saving car leasing tips

There is a lot of appeal to leasing a car. For example, with a lease, the monthly payments are less than financing a new car purchase; the down payment is often minimal; the vehicle is typically brand new and covered by a manufacturer's warranty; and it puts you on track for new car in a short time. While there are distinct benefits to leasing, there are also numerous potential pitfalls. Keep in mind that there is no free ride. But our tips can help keep you on the right track. Reference 

To drive a good deal:
Negotiate the vehicle's purchase price as if you were going to buy the car. Only after you have a firm price should you bring up leasing. After all, it is a form of financing.

The mileage limit, down payment, and purchase-option price can also be negotiated. Remember that, just as with a loan, the more you put down, the less your finance charges will be.

Negotiate the lease money factor, the number used by some lessors to determine the interest (or rent) portion of the monthly payment.

Unless it's included with the lease, buy Guaranteed Auto Protection (GAP) insurance to protect yourself in case the vehicle is stolen or totaled in an accident.

To keep your monthly payments as low as possible, look for cars that don't depreciate faster than average. Consumer Reports' owner-cost Ratings are included in the model pages with detailed information on depreciation and other factors.

Avoid leases that extend beyond the car's factory warranty. After all, that protection is one of the key appeals of a lease.

Note any end-of-lease procedures and fees (such as returning the car with nearly new tires). Make sure the policies and fees are clear and fair.

Buy extra miles up front if you expect to run over the standard allotment. You can often have the money spent on additional, unused miles returned at the end. Any mileage overage will come at an increased rate. Lease Cars Nz

If applicable, make sure your trade-in is deducted from the leased car's capitalized cost.

If you're considering buying after the lease ends, first make sure the vehicle is worth at least the purchase price. That often won't be the case if you had entered into a subvented lease, for which the automaker artificially raised the residual value. If the vehicle is worth less than the buyout price, try bargaining down the price. If you can't, walk away.

Leasing is not for everyone. But for those customers who prize being in a new vehicle for a specific period of time with fixed ownership costs, it can have real appeal. Just be sure you understand how it works going in and negotiate.

Sunday, 1 December 2019

Do you make these mistakes in your fleet management?

You have everything under control. Or not? Do you get the most out of your fleet every day? We list the four most common mistakes. Not to scare you, but to give you tips for successful fleet management services for small business.

1. You have absolutely no insight
Your fleet once started with three cars. And that was still manageable. But then there were ten of them and now 50 cars are driving around on your behalf. The Excel list is bulging and the overview is sometimes hard to find. You no longer have any insight into your fleet and you therefore miss out on opportunities. Because do the cars drive efficiently? Can you possibly save costs? By using a fleet management system you get immediate insight. All data in one system, for you in one overview.

2. You do not use your cars efficiently
You are convinced that you need all cars equally. But is that really so? Are you sure you can't make it with one less car? Through direct insight into your fleet you can see which cars are available and which ones may be standing still for an unnecessarily long time. Carsharing plays an important role in this. Who knows, you might come to the conclusion that you can achieve the same goal with fewer cars, simply by using them in a smarter way.

3. You do not make your employees aware
All 50 cars are of course not driven by yourself, but by your employees. That is why they - the end users - are important for good fleet management. Do your employees know that when they drive too fast, they use 10% more fuel? And did you know that when you make your employees aware of their driving behavior, this leads to 50% fewer accidents and damage? This makes awareness an important part of successful fleet management.

4. You only see what happened at the end of the year
You now have insight, the cars drive efficiently and your employees are aware of their driving behavior. Everything under control. But then the bookkeeper comes and after a year you can see what the balance actually looks like. That's a shame, because that's how you actually stood in the last year. By creating real-time insight into your fleet with the help of a fleet management system, you immediately know where you stand. You can immediately see how your fleet is doing and what you can possibly save on.

Sunday, 3 November 2019

7 practical tips for the manager who 'adds' the fleet

1 Smart design pays off
Setting up your fleet service management properly does not only mean saving costs, it also saves you a lot of time. That means that you will have to put in some extra energy in the beginning.

Admittedly, that can be quite a hassle. Certainly for managers who have never had this on their plate, there is the necessary research work. Choose the type of car. Compare the costs. Answering questions. And that while there are probably 101 other tasks on your desk.

Five tips for better fleet management

Our tip? Just put in enough time in the beginning. You will get a double return on that investment later.
# 2 Look at costs
How much do we spend on mobility in this company? A logical question perhaps, but in practice it does not always seem simple to answer. Most directors initially look at the vehicle fleet, where HR mainly adds train tickets and other travel expenses.

As a fleet service manager, ensure a clear overview of the expenses. This way you know what the organization spends money on when it comes to mobility and you can seriously start saving costs.

# 3 Mobility budget instead of lease car
Many young people who have just left college, continue to live in the city. Being assigned a parking permit quickly takes longer than a year and is also very expensive. Especially when it concerns large cities in the Randstad. More and more young professionals are therefore now saying to their employer: do me a mobility budget instead of a lease car.

So as a fleet service manager, look further than just offering a car. Certainly if part of your staff lives in the city center, it is smart to offer more choice as an employer when it comes to mobility.

# 4 Provide a car scheme
Which accessories are allowed? Can other members of the family use the car? And how is it actually arranged with replacement transport? As a fleet service manager you know one thing for sure: sooner or later your colleagues will come up with questions like this.

Catch that off by drawing up a good car scheme. This is a list of game rules about all aspects that affect business driving in your company. From addition to clause and the type of cars that are permitted under the scheme. In addition, make sure that the car scheme is known to employees with a lease car.

# 5 Opt for electronic trip administration
There are companies where trip administration is still kept up to date with pen and paper. Sometimes people are a bit further and an Excel sheet is used for this that a colleague has prepared. However, both methods are dated. And not only that, they will probably also give you extra work.

The tax authorities require companies to make a complete trip registration. You must therefore be able to state exactly how many kilometers a vehicle has traveled and which journeys were responsible for it. You can ask employees to keep track of this manually, but a mistake is easily made. There is a good chance that you as a part-time fleet service manager will have to conclave with the tax authorities. And that takes time.

You can avoid this hassle with an electronic trip administration. That way you don't have to constantly encourage employees to keep track of their own journeys and you are assured of a watertight system.

# 6 Encourage more fuel-efficient driving
As a fleet service manager, it is your job to point out to colleagues the benefits of conscious driving. Slow acceleration, slow braking, refueling at B locations and not allowing the vehicle to idle unnecessarily long. Minor details, some employees may think. But because of this conscious driving behavior, companies quickly save on fuel costs, up to 15 percent.

Now of course you don't feel like or have the time to point this out to employees. Do it smarter. Compile a list with 5 tips for more conscious driving and share it occasionally via e-mail, the intranet or the internal newsletter. It is a message that business drivers must be reminded of regularly.

Do you want to tackle this more professionally? Which can. And again, automation is the key. This way you can equip every car with an electronic box that not only tracks the location, but also the driver's driving behavior. More and more companies are now making use of this.

# 7 Outsourcing can pay
Quite a lot of work, you might think now. And the question is whether, given the time available, you will also tackle this in this way. Are you more inclined to no? Then consider outsourcing fleet service management completely. Both operational and financial.

Certainly when the company continues to grow and the number of cars increases, it can pay to leave this process to a specialized party. This way you get one contract and one invoice and you keep a better grip on the costs.

Obviously do not just go with a provider, but put the different financial pictures next to each other. And when making that assessment, pay close attention to the contents of the package. What is in it and what do you still have to arrange yourself? In this way you ultimately come to the best choice.

This article is part of the ' Mobility ' file on mt.nl. This file is made possible by Wagenplan. They help organizations to get the maximum return from mobility.

Wednesday, 9 October 2019

How attractive is private lease? These are the monthly charges for the 5 most popular cars:

The spots on the TV and radio are indispensable. "Take advantage of the extra competitive private lease deals!", "The Hyundai Ioniq Electric - now temporarily starting at € 429 per month!", "You can drive the Peugeot 2008 suv starting at € 339 per month!"

It is becoming increasingly clear that all these advertisements generate interest among consumers. While companies have been leasing cars for a long time, private individuals are now increasingly opting for this.

At first glance it is also quite attractive: for less than 200 euros per month you can drive around in a brand new car. The only thing you have to pay yourself is gasoline. Furthermore, all costs, such as road tax and maintenance, are already included in the monthly amount. So you don't have to worry about sudden repairs that make a hole in your savings.

But is a private lease also cheaper than buying a car?

For the five most popular passenger cars in 2018 , Business Insider found out how much money you spend per month if you buy them new, purchase them as an occasion, or lease them.

For the comparison between a new car and the occasion we used the car load tool from the ANWB and occasion prices from Autotrack . The monthly prices for private leasing come from car manufacturers.

The Volkswagen Polo was the most sold new car in 2018. In this price comparison we opted for the Volkswagen Polo 1.0 MPI 80 pk Comfortline. With 19,000 euros that is not the cheapest model of the Volkswagen Polo that you can buy new, but it is the cheapest model that you can choose through the private lease of Volkswagen.

If you buy it new and drive 40,000 kilometers in it in four years, you can resell it for more than 9,000 euros according to the ANWB tool . That means that you spend 164 euros on depreciation every month.

If you did not have the purchase amount in your account and have taken out a loan for it, you will also have to pay 27 euros per month in interest. Together with the other fixed costs, such as your insurance and maintenance, a new Volkswagen Polo will cost you around 324 euros per month.

Would you rather not buy a new car but an occasion? For a Volkswagen Polo from 2016 with 30,000 kilometers on the clock, you spend around 12,500 euros if you have to rely on prices on Autotrack.

If you drive 40,000 kilometers with the occasion in four years, you will spend less on depreciation and interest compared to the new price. Furthermore, the costs for insurance and motor vehicle tax are a little lower for an occasion than for a new car, but you have to spend more on maintenance. On balance, the occasion will cost you 219 euros per month.

The price of a Private Lease Cars NZ is reasonably between that of a new car and occasion: you pay 275 euros a month for that at Volkswagen itself. You then have it in front of you for four years and you can drive 10,000 kilometers a year.

That price includes everything but fuel, fines, toll costs and washing your car. If you only pay attention to the money, it is therefore best to choose an occasion. But if you value driving a brand new car, you are cheaper with a private lease.

Get more details
http://mysmarterhome.ca/UserProfile/tabid/42/userId/48720/Default.aspx
http://www.mappery.com/user.php?name=leaseplan
https://www.spalding-labs.com/members/leaseplann_2d00_15842/default.aspx
http://wiznotes.com/UserProfile/tabid/84/userId/292814/Default.aspx
http://www.sydneycityairportshuttle.com/UserProfile/tabid/695/userId/329131/Default.aspx
http://rtt2.greenalp.com/forum/memberlist.php?mode=viewprofile&u=233656
https://www.buzzfeed.com/leaseplan/vehicle-lease-nz-14hf2xcbtg
http://websitemarketingdesign.com/UserProfile/tabid/61/userId/91398/Default.aspx

Monday, 26 August 2019

What is the difference between rent and short lease?

At Adrem Autoverhuur Limburg you can rent a car and lease a car (short lease). What are the differences between rent and lease? And what is interesting for whom?



WHAT IS RENTING?
When renting a car, the tenant (you) and the landlord (we) enter into an agreement: the rental agreement (lease). In fact we agree that we will make one of our cars or vans available to you for a certain period of time and that we expect a consideration for this. Simply put: you can use one of our cars and you pay rent for it.

lease vehicles

During the rental period, the car is 'yours', that is, you own it, but it remains our property. Entering into a lease creates mutual obligations. For example, we are responsible for defects and that you behave as a good tenant. In other words, treat the rental car as if it were your own.

Renting, in the case of a car at least, relates to a relatively short term. You usually rent a car for a day (part), week or month. Do you rent a car for more than 30 days? Then short lease is more attractive.

WHAT IS SHORT LEASE?
Short lease, or short lease, is in fact nothing else than a lease for at least 30 days. You should not confuse short lease with a financial lease, which is in fact a form of financing, whereby you pay off (monthly) and pay interest, and ultimately become the owner of the car. In our case, a lease contract is therefore 'just' a lease contract for at least 30 days.

WHO IS RENTING INTERESTING FOR?
Renting is interesting for anyone who needs a means of transport now and then or for a short consecutive period. Because your own car is in the garage for example, because you are looking for a reliable car to go on holiday with or because that washing machine simply does not fit in your daily car.

FOR WHOM IS SHORT LEASE INTERESTING?
Short lease is in principle interesting for anyone who needs a (rental) car for 30 (consecutive) days or longer. For example, because you have to miss your own car for a longer period of time.

With short lease you enter into a lease contract for at least 30 days. After that the contract can be canceled per day. You are therefore not tied to a long-term contract. Our competitive all-inclusive rates include car insurance (all-risk), road tax and maintenance and repairs.

Short-lease is relatively cheap compared to rent. This means that you pay less per day than if you rent a car for, for example, one day or one week.

Get more details

https://gitlab.com/theleaseplan
http://www.plerb.com/Leaseplan
https://vimeo.com/leaseplan
https://itsmyurls.com/theleaseplan
https://github.com/theleaseplan
https://www.artfire.com/ext/people/leaseplan
https://www.smashwords.com/profile/view/leaseplan
https://www.f6s.com/leasecarsnz
https://trello.com/theleaseplan/activity
https://slides.com/leaseplan
https://wanelo.co/leaseplan
http://profile.hatena.ne.jp/leaseplan/