Wednesday 9 October 2019

How attractive is private lease? These are the monthly charges for the 5 most popular cars:

The spots on the TV and radio are indispensable. "Take advantage of the extra competitive private lease deals!", "The Hyundai Ioniq Electric - now temporarily starting at € 429 per month!", "You can drive the Peugeot 2008 suv starting at € 339 per month!"

It is becoming increasingly clear that all these advertisements generate interest among consumers. While companies have been leasing cars for a long time, private individuals are now increasingly opting for this.

At first glance it is also quite attractive: for less than 200 euros per month you can drive around in a brand new car. The only thing you have to pay yourself is gasoline. Furthermore, all costs, such as road tax and maintenance, are already included in the monthly amount. So you don't have to worry about sudden repairs that make a hole in your savings.

But is a private lease also cheaper than buying a car?

For the five most popular passenger cars in 2018 , Business Insider found out how much money you spend per month if you buy them new, purchase them as an occasion, or lease them.

For the comparison between a new car and the occasion we used the car load tool from the ANWB and occasion prices from Autotrack . The monthly prices for private leasing come from car manufacturers.

The Volkswagen Polo was the most sold new car in 2018. In this price comparison we opted for the Volkswagen Polo 1.0 MPI 80 pk Comfortline. With 19,000 euros that is not the cheapest model of the Volkswagen Polo that you can buy new, but it is the cheapest model that you can choose through the private lease of Volkswagen.

If you buy it new and drive 40,000 kilometers in it in four years, you can resell it for more than 9,000 euros according to the ANWB tool . That means that you spend 164 euros on depreciation every month.

If you did not have the purchase amount in your account and have taken out a loan for it, you will also have to pay 27 euros per month in interest. Together with the other fixed costs, such as your insurance and maintenance, a new Volkswagen Polo will cost you around 324 euros per month.

Would you rather not buy a new car but an occasion? For a Volkswagen Polo from 2016 with 30,000 kilometers on the clock, you spend around 12,500 euros if you have to rely on prices on Autotrack.

If you drive 40,000 kilometers with the occasion in four years, you will spend less on depreciation and interest compared to the new price. Furthermore, the costs for insurance and motor vehicle tax are a little lower for an occasion than for a new car, but you have to spend more on maintenance. On balance, the occasion will cost you 219 euros per month.

The price of a Private Lease Cars NZ is reasonably between that of a new car and occasion: you pay 275 euros a month for that at Volkswagen itself. You then have it in front of you for four years and you can drive 10,000 kilometers a year.

That price includes everything but fuel, fines, toll costs and washing your car. If you only pay attention to the money, it is therefore best to choose an occasion. But if you value driving a brand new car, you are cheaper with a private lease.

Get more details
http://mysmarterhome.ca/UserProfile/tabid/42/userId/48720/Default.aspx
http://www.mappery.com/user.php?name=leaseplan
https://www.spalding-labs.com/members/leaseplann_2d00_15842/default.aspx
http://wiznotes.com/UserProfile/tabid/84/userId/292814/Default.aspx
http://www.sydneycityairportshuttle.com/UserProfile/tabid/695/userId/329131/Default.aspx
http://rtt2.greenalp.com/forum/memberlist.php?mode=viewprofile&u=233656
https://www.buzzfeed.com/leaseplan/vehicle-lease-nz-14hf2xcbtg
http://websitemarketingdesign.com/UserProfile/tabid/61/userId/91398/Default.aspx

No comments:

Post a Comment